Make a plan to become debt-free.
Track your balances, compare Debt Snowball and Debt Avalanche strategies, and see a clearer path toward paying off your debt — all in one Excel workbook.
View the Planner on Etsy →Explore featuresOne-time digital purchase · Excel (.xlsx) · No physical item shipped
A simple system for your debt payoff journey
Instead of juggling balances and due dates, organize your debt information in one place and compare two widely used repayment approaches.
Keep balances, interest rates and payment details together in a structured worksheet.
Explore the Snowball method (smallest balance first) and Avalanche method (highest interest rate first).
Review the dashboard and estimated repayment schedules as you plan your payments.
Explore your Debt Freedom Planner
Four ways to see how the workbook can help you organize and plan your debt payoff.
Snowball or Avalanche?
Compare two popular debt repayment strategies: smallest balances first for momentum, or highest interest rates first to focus on interest costs.
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See what’s included
Organize your debts, review your dashboard, and explore repayment plans in an Excel workbook designed to keep the essentials together.
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Take control at your own pace
Whether you are managing multiple cards, loans, or other balances, create a clearer picture of what you owe and how you plan to repay it.
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Download and make it yours
Purchase the digital spreadsheet on Etsy, open it in Excel, and enter your own balances and payment details to begin.
Get it on Etsy ↗Promotional illustrations show example figures, not actual financial results. Your payoff timing and interest costs depend on your balances, rates, and payment amounts.
Ready to organize your payoff plan?
Get the Debt Freedom Planner through our Etsy shop and start with your own numbers.
Get the Excel Planner on Etsy →Instant digital download after purchase · No physical product